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How to Beat the Bailiff in 10 Easy Steps
Being chased by a debt collector or bailiff can be one of the most traumatic and stressful experiences imaginable for an individual or family.
In the current economic climate, more and more creditors employ the services of such to recover unpaid and defaulted debt.
Unlike the bank bailouts, their fiscal intervention is hardly accessible to those who do not have the means to pay.
With the valuable possession at stake, the tried and tested strategies below will educate the debtor in all areas of officer avoidance, while significantly alleviating a large portion of the potential applicable heartache if your assets are subjugated.
1. Temporarily remove your name from the electoral register. The electoral register is the first place a bailiff will look to confirm that you are who they are looking for. Think of it as his telescopic sight on his magnum forty five.
2. Change the name plate on the door of your property and the buzzer; this kills the smell of the blood it is looking for.
3. Do not leave any window open, bailiffs are by law, allowed to enter a property for any stray or open window. If they reach such, they are allowed to hit with a citation on the spot or more worrying to assess and tax the property assets for resale.
4. Close all blinds and curtains in your home and property. If they can’t get inside the property, they can look through the windows of the properties to check the internal eligibility of the goods for sale before returning on a second visit with a van to collect them.
5. If you have a motor vehicle or car, we strongly recommend that you put the car in exile in a hidden place. Similar to the one that witnessed the departure of Napoleon Bonaparte in Saint Helena.
The reason why you should consider this option, is in case the creditor in pure desperation tries to repossess the car or take a second charge. This can happen in the event that the creditor or bailiff fails to recover the debt due to the internal taxation of your properties.
6. Always communicate with bailiffs via email and, in doing so, copy in all the correspondence you send to them via the office of your local MP, the office of the senators or the lawyer. It is important that there is a solid flow of communication collected in case the dispute goes nuclear.
7. If bailiffs inadvertently manage to gain access to your property, by law they can only take non-essential goods such as TVs and stereos.
One way to avoid taxing these valuable consumer goods is to declare that these items are actually essential goods, critically needed every day for your work as a media consultant. Get a letter from a friendly media firm to corroborate this.
8. I would strongly advise you to return any savings or money you may have from your bank account during any period of bailiff persuasion.
This action will mitigate the horrible possibility of having your bank account frozen or any attachment to taxed earnings.
Load the savings onto a series of prepaid master cards for everyday monetary operation.
Wages and salaries can also be loaded onto these master cards by your employer.
9. finally, but most importantly, the best nugget I can arm you with during this period of coercion, is to implement the successful technique to avoid bailiff I personally used as seen below.
The first thing you need to know about the management of bailiffs is that they are all trained in a technique called NLP or neurolinguistic programming, by which they can read body language to interpret whether or not the debtor tells them a big fat pig. Think of it as a polygraph test without the electronics.
Let me show you if I can.
After being confronted at my door with the opening line of “Christopher Dorman”
The brain’s natural response is to automatically pilot a “Yes” response when one is asked to confirm their name. This is basic psychology 101.
If you provide the affirmative answer Yes, you will immediately be hit with a summons and the court will call or worse, the officers will enter the property and check the eligibility of your goods for repossession.
To be fair, it is a natural reaction to confirm your name, but unless you are asked by a police officer, you are not required by law to provide such data.
Therefore, I strongly recommend that you do the following.
Bailiff “Christopher Dorman”
Debtor “Afraid not friend, if you leave your name and number I will forward it to his new address though”
Provided you provide this answer with nice nuance, you will avoid the wrath of the collector
10.The only caveat in my strategy mentioned above, only applies if the money is owed directly to Her Majesty’s Inland Revenue or the IRS in the United States. If such money is owed to the premium, no bailff technique in the world will be useful.
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